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Unemployment insurance

Membership in an unemployment fund is a safety net in case of unemployment.

Most of TEK’s full members (graduated members) are insured against unemployment in The Unemployment fund for highly educated KOKO, which may entitle you to earnings-related unemployment benefit if you lose your job. The unemployment benefit from the fund is proportional to your earnings and is therefore usually bigger than the basic allowance or labour market subsidy from Kela. To receive the unemployment benefit you must meet the requirements.

Make sure you belong to an unemployment fund

The unemployment fund membership fee is included in the full TEK membership fee. An exception to this are dual members, who don't belong to the fund via TEK and entrepreneursPlease check with us if you have any doubts as to whether you belong to the fund or not. 

The fund membership fee in 2021 is 66 € (5,50 € / month) for the whole year, for students as well.

You can join the fund by adding the membership to your own membership services at oma.tek.fi portal or by sending a request to member@tek.fi. Please remember to attach as an identification either your membership number or date of birth. If you wish, you can send your email secured. Please note that you must be in employment when you join the fund. 

Join the fund at oma.tek.fi

Contact our member service
Member service is open on working days at 9.00-16.00 (in July, 9.00-15.00).

In case you become unemployed

Our experts are here to support you if you become unemployed.

Please note that you may receive a discount on your TEK membership fee when you are unemployed.

Read more on TEK's services in case of unemployment

Instructions on what to do in case of unemployment from KOKO fund

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Join the fund as a student

You can join the Unemployment fund for Highly Educated KOKO already as a student when you are in paid employment. You can become a fund member, for example, on the first day of your summer job. You can already earn enough qualifying weeks during your summer or part-time jobs as a student. Once you graduate, you may be entitled to earnings-related unemployment benefit, if you don't find a job straight away. 

The fund membership fee in 2021 is 66 € (5,50 € / month) for the whole year.

You can join the fund by adding the membership to your own membership services at oma.tek.fi portal or by sending a request to member@tek.fi. Please remember to attach as an identification either your membership number or date of birth. If you wish, you can send your email secured.

Join the fund at oma.tek.fi

Introduction to KOKO fund

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Unemployment insurance for entrepreneurs

Entrepreneurs are not entitled to receive earnings-related benefits from the salary earners' fund (such as KOKO). More information on unemployment insurance for entrepreneurs and the self-employed is available at Yrittäjäkassa's website.

Read more on entrepreneur's unemployment insurance

Who qualifies as an entrepreneur in unemployment issues? If you are wondering about your situation, check out the information on KOKO fund's website.

Read more

Entrepreneurs who become employees must inform TEK's member service if they wish to join KOKO fund. 

Member service is here to help with your membership

Send email

Contact us when you have questions related to your TEK membership, membership fees or the unemployment fund and we will get back to you!

Send email to member@tek.fi

Send secured email

If you wish, you can contact us via secured email whenever the message contains information about you that you want to send securely.

Read more

Call us

You can reach TEK's member service on working days between 9.00-16.00 (in July, 9.00-15.00) at +358 9 2291 2291.

Call +358 9 2291 2291