We offer a variety of insurance benefits for our members.


Most of TEK’s full members (all graduate members of TEK, who pay TEK's membership fee) are insured against unemployment in The Unemployment fund for highly educated KOKO, which entitles them to earnings-related unemployment benefit. The unemployment fund membership fee is included in the full TEK membership fee. Read more about the unemployment insurance here.


If you have to go to court because of unfair treatment at work, the TEK membership fee includes a liability and legal aid insurance covering legal costs arising from contractual disputes, personal injury, and damage to material and property. Contact TEK's lawyers before launching any legal process or signing any agreement. 

Insurance cover applies to individual members of TEK performing duties related to their post, job or profession. Furthermore, the insurance cover applies to individual members operating as independent entrepreneurs and performing full-time or part-time work assignments, with no employees.

Read more about terms and coverage here.


TEK members receive substantial benefits on insurances at Pohjola and If. The group benefit insurance includes for example life and accident insurance, travel insurance and vehicle insurance. Your group benefit insurance coverage ends if your TEK membership ends. Please note that insurances are not included in the membership fee.

Pohjola's membership benefits (In Finnish, for service in English, please call +358 10 253 1333)

If's service for TEK members (In Finnish, contact information in English here)


The partner services included in TEK's membership benefits and the benefits provided by the partners are subject to the the service provider's terms of service and data protection.